Four things that break screening in fintech

The pressures neobanks, payment firms and lenders hit as volume, markets and regulatory expectations all grow at once.

Every new market adds a regime to screen against

FinTechs often scale at unprecedented pace. New products and jurisdictions add new screening obligations and volume. Screening against the right regimes with fresh data is critical to compliance.

Analysts lose the week to false positives

Legacy and manual screening processes send false positive rates as high as 90 percent, and lists that are days old add more noise. Clearing them wastes valuable time and effort.

Regulators expect screening after the account opens

The FCA, BaFin and FinCEN look for screening embedded in the stack and running continuously. Many neobanks and FinTechs have been fined for control gaps and late reporting.

The evidence has to exist before it is asked for

Every clear, alert and override needs a timestamp, the list version behind it and a named reviewer. Trailkeeping is the hardest thing to produce after the fact, and regulators require it often.

Interactive

Build your fintech screening blueprint

Set your model, the checkpoints where screening runs today, the markets you serve and your monthly volume. The blueprint updates live: the API request to send, the list set behind it, the call volume it implies, and the exposure still left open.

Screening Across The Full Cycle

Six moments where a designated party can reach your balance sheet. Select one to see what gets screened, and what it costs to miss it.

One API call, in onboarding and in the payment

Real-time screening at onboarding and payment

Roughly 350 ms average response against 75+ sanctions, PEP and criminal watchlists. Fast enough to sit inside the flow rather than behind it.

Continuous monitoring of the customer base

Lists refresh every 60 minutes. Your book is re-screened automatically and a webhook fires the moment a customer or counterparty is designated.

Matching tuned for transliteration and aliases

Arabic, Cyrillic and Chinese name variants scored consistently, with an adjustable threshold so you decide where auto-clear ends and review begins.

Audit trail your examiner accepts

Every alert, clear and override timestamped against the list snapshot used, exportable to CSV or JSON per entity or per market.

POST /v2/search
{
  "name": "Walter White",
  "date_of_birth": "1958-09-07",
  "nationality": "US",
  "entity_type": "individual",
  "data_source": "SDN,EU,UN,HMT,PEP",
  "min_score": 0.88
}
REST + webhooksBatch endpointSandbox keySOC 2 compliant

Hear From Our Customers

"The product is amazing and the tech is tight. We integrated the sanctions.io API within a couple of days and now perform daily screenings of our entire customer base."

Dan Westgarth
COO, Deel Inc.

"Our experience with sanctions.io has been transformative for our compliance processes. Their reliable and comprehensive data feeds give us the peace of mind that comes from operating within international compliance standards."

Armand Brunelle
CTO, WeFi Technology Group

"We were screening at onboarding and nowhere else. Beneficiary screening on outbound payments caught two designated payees in the first quarter. Both would have settled."

Head of Financial Crime
Cross-border payments firm · EU/UK
Next step

Twenty minutes on your screening flow

Bring your onboarding and payment flow. We'll map where the API call goes, what it costs at your volume, and what changes for your analysts. No deck.

What happens next
A 20-minute call
Your flows, your corridors, your volume. No discovery deck.
A sandbox key the same day
Screen real names against live lists before any contract.
Live in just days
Most teams ship in under a week.
SANCTIONS SCREENING GUIDE

The practical guide to sanctions screening

How screening programmes are built, tuned and defended: list selection across OFAC, EU, UN and HMT/OFSI, thresholds you can defend in an examination, false-positive management, and the evidence examiners ask for.

VENDOR SELECTION GUIDE

Selecting a Suitable Screening Vendor

The evaluation criteria that actually separate providers: list coverage and refresh cadence, match-quality benchmarking, latency under load, data residency, and the commercial terms that bite at volume. Includes an RFP question set.

PRODUCT DATA SHEET

sanctions.io product data sheet

The one-pager procurement and IT ask for: full list inventory, refresh cadence, endpoint reference, latency and uptime figures, security posture, data residency and deployment options.